WooCommerce
Add Pay by Bank to your WooCommerce checkout. Customers approve with their bank and return to your store, with payment updates linked to the order.
Apply for WooCommerce access ↗Pay by Bank for online merchants
From their bank.
To your business.
Give customers a direct way to pay. Accept bank payments at checkout, through your own integration or with a simple payment link.
For approved merchants. Business and provider review required.
The customer experienceIllustration / 01
YOUR STOREORDER #1842
Secure checkout
Secure checkout
Total to pay
£79.99
Choose your bankYour bank✓
Another supported bank›
Approve securely in your banking app.
No card details to enter.
↗Approved in their bank. Paid to yours.Then back to your store.
Bank-to-bank paymentsPaid to your settlement account
Familiar bank approvalNo card entry at checkout
Your choice of integrationWooCommerce · API · Payment Links
Ways to get paid
Your store.
Your way to connect.
Bring Pay by Bank into the way you already sell. Start with your store, build a custom checkout, or send a link for an individual order.
Payments API
Create payment sessions, send customers to hosted checkout and receive payment events. Build around your existing website or application.
Read the API documentation ↗Payment Links
Create a hosted payment link for an order and share it by email or message. Your customer opens the link and pays through their bank.
Apply for Payment Links ↗At checkout
A few familiar steps.
A direct payment.
Your customer stays in control, approving the payment with their own bank. Funds go to the merchant’s nominated bank account.
Bank availability and payment timing depend on the customer’s bank and provider processing.
Choose Pay by Bank
The customer selects Pay by Bank at checkout or opens your payment link.
Approve with their bank
They choose a supported bank and authenticate in their bank’s secure environment.
Return to your store
You track the confirmed payment status and keep the order moving.
Payment overviewEXAMPLE DATA
£1,284.50
Completed payments · illustrative day
ORDER #1842£79.99Completed
ORDER #1841£124.00Completed
ORDER #1840£48.50Pending
Beyond checkout
Less chasing.
More clarity.
Follow your payments from your merchant dashboard, with the records you need to keep orders and accounts aligned.
- See completed, pending and failed payments
- Keep payment references close to your orders
- Review your fees and billing in one place
- Record manual refunds for reconciliation
Pricing
Know your terms.
Before you go live.
Pricing is agreed for your business during onboarding. Tell us what you sell and how you plan to accept payments so we can review your application and confirm your commercial terms.
Review your agreed fees and invoices in your merchant dashboard, with billing terms confirmed before activation.
Merchant-specific pricing
Quoted for your business.
Apply to have your business reviewed and your pricing confirmed.
- Transaction fees
- Agreed during onboarding
- Billing terms
- Confirmed before activation
- Payment destination
- Your nominated bank account
- Live access
- Subject to approval
For developers
Build bank payments
into your checkout.
Start with a test key and a payment session. Use hosted checkout, track payment status and connect verified webhooks to your order workflow.
REST API · Test keys · Payment events · Idempotency
POST /v1/payment-sessions
{
"amount_minor": 7999,
"currency": "GBP",
"reference": "ORDER-1842",
"return_url": "https://shop.example/complete",
"cancel_url": "https://shop.example/cancel"
}Create a session → Hosted checkout → Verify payment
Trust & responsibility
Clear roles. Considered access.
Bank authorisation
Customers approve payments with their bank. NRVEPay does not ask customers to enter their online banking password into the merchant checkout.
Regulated payment initiation
The intended payment initiation provider is Yapily Connect Ltd, regulated by the FCA (FRN 827001). Live access depends on provider onboarding and approval.
Individually reviewed merchants
NRVEPay provides merchant software. Each business is reviewed against eligibility and provider requirements before bank payments are enabled.
Merchant onboarding
Let’s get your
business connected.
Start with your business and website details. We’ll review your application before enabling live payments.
Tell us about your business
Provide your business, store and nominated settlement account details.
Complete the review
Confirm business information, provider eligibility and your agreed pricing.
Connect and go live
Set up your integration and test the payment journey. Live payments are enabled after approval.
Good to know
Before you apply.
Who can use NRVEPay?
NRVEPay is for approved online merchants. Every business is assessed individually, including its website, products and provider eligibility. Applying does not guarantee acceptance.
Do I need a developer?
The WooCommerce plugin connects supported stores. Payment Links offer a hosted payment journey for individual orders. A custom API integration requires development work.
Where does the money go?
Payments are directed from the customer’s bank to your nominated settlement account. NRVEPay is not intended to hold merchant funds. Timing depends on the banks and payment processing.
How are refunds handled?
Refunds are sent manually by the merchant through their bank. NRVEPay records the refund and bank reference for reconciliation; it does not automatically transfer refund funds.
Can I start taking payments straight away?
Live payments require merchant approval, provider onboarding and an activated integration. You can read the developer documentation before applying.
Make Pay by Bank part of your checkout
Your next payment.
Direct from their bank.
WooCommerce, API or Payment Links. Start with merchant approval.